Terms of service

Stellar&Co- Residential Terms of Business June 2026

RESIDENTIAL CLIENT TERMS OF BUSINESS

These Terms of Business govern all interior design services provided by Stellar Interiors Ltd. Please read them

carefully. By making payment or signing below, you confirm your acceptance.

Section 1. Parties , Interpretation and Entire Agreement

1.1 These Terms of Business ("Terms") apply to all interior design services provided by Stellar Interiors Ltd

(Company No. 07527362, VAT No. 362823200), trading as Stellar & Co and Stellar Editions ("we"

,

"us"

,

"our").

1.2 The client ("you"

,

"your") is the individual or individuals named in the design proposal, invoice, or

acceptance documentation.

1.3 These Terms, together with the agreed written proposal and brief, any variations confirmed in writing by

us, and all invoices issued by us, constitute the entire agreement between the parties ("Agreement")

and supersede all prior discussions, correspondence or representations.

1.4 No variation to this Agreement shall be effective unless agreed in writing by us.

1.5 You acknowledge that no reliance has been placed on any verbal statements, representations or

assurances not expressly set out in this Agreement.

1.6 Headings are for convenience only and do not affect interpretation.

Section 2. Scope And Nature Of Services

2.1 We provide interior design services only. This may include concept design, spatial planning, finishes,

furnishings, furniture layouts, decorative schemes, specifications and aesthetic coordination ("Design

Services").

2.2 Our services expressly exclude: architectural services; structural, mechanical, electrical or engineering

design; project management, construction management or site supervision; statutory approvals,

building control or planning advice; and any form of technical design responsibility or contractor quality

control.

2.3 All drawings, layouts, visuals, schedules and specifications produced by us are indicative and illustrative

only, represent design intent and aesthetic recommendation, and must not be relied upon for

construction, manufacture or installation without verification by suitably qualified professionals.

2.4 You acknowledge and agree that our work is not a substitute for professional advice from architects,

engineers, surveyors or certified trades, and that it is your responsibility to appoint suitably qualified

professionals to assess feasibility, compliance and safety.

2.5 We strongly recommend that you consult your appointed contractor and, where appropriate, a

structural engineer or other qualified professional prior to implementation, and ensure that all works

comply with applicable laws, regulations and industry standards. We accept no responsibility for the

structural integrity, safety or regulatory compliance of works.

2.6 Our services are bespoke and provided in accordance with your agreed design brief. Any significant

change to the brief, scope or design direction shall constitute a new instruction and incur additional

fees.

2.7 Procurement and Purchasing. Where agreed in writing, we may procure furniture, fixtures, fittings or

other goods on your behalf. In doing so, we act solely as a purchasing agent for you and not as aStellar&Co- Residential Terms of Business June 2026

supplier, manufacturer, contractor, Principal Contractor or Principal Designer. All goods are sourced

from third-party suppliers. We shall not be liable for delays, defects, shortages, or failures caused by

such suppliers, manufacturers or delivery providers. Title to goods shall pass to you upon full payment.

All product warranties are provided solely by the original manufacturer or supplier.

2.8 Construction (Design and Management) Regulations (CDM). We do not act as "Principal Designer" or

"Principal Contractor" as defined under the Construction (Design and Management) Regulations 2015

unless expressly agreed in writing. You acknowledge that you are responsible for appointing all required

duty holders under CDM and ensuring compliance with all health and safety obligations.

2.9 Installation and Contractor Responsibility. All contractors, tradespersons and installers are

independent of us. We are not responsible for the quality, safety, performance or compliance of any

installation or construction works. Any defects, failures or issues arising from workmanship, installation

or site execution must be addressed directly with the relevant contractor.

2.10 Electrical and Plumbing Works. We specify design intent and product selection only. All electrical and

plumbing works must be carried out by appropriately qualified and certified professionals. We accept

no responsibility for electrical faults, plumbing failures, or issues arising from the installation or

connection of any specified items.

2.11 Product Liability. We are not responsible for faults, defects, performance issues or suitability of

products once installed. All such matters are subject to manufacturer warranties. Our responsibility is

limited to reasonable specification based on information available at the time of design.

2.12 Confidentiality of Suppliers. Our supplier relationships, pricing structures and sourcing information are

proprietary and confidential. You agree not to request, obtain, use or disclose such information or

contact suppliers directly without our prior written consent.

Section 3. Design Brief , Reliance And Client Information

3.1 Our Design Services are based on information provided by you, visual observation of the site, and

assumptions reasonably made from available information.

3.2 We do not undertake intrusive surveys, site investigations or verification of existing conditions,

dimensions or tolerances, structural capacity, or concealed services.

3.3 You warrant that all information you provide is accurate, complete and up to date. We accept no liability

for errors, delays or additional costs arising from inaccurate, incomplete or misleading information.

Section 4. Fees, Estimates And Payments

4.1 Fees shall be paid strictly in accordance with our proposal and invoices. No work shall commence and

no drawings, specifications or documents shall be released until cleared funds are received.

4.2 All fees are exclusive of VAT. VAT at the applicable rate will be charged in addition and shown separately

on invoices.

4.3 Any estimate of cost, timing or provisional sum is indicative only and does not constitute a binding

quotation or guarantee.

4.4 Any material change to the agreed brief, scope or design direction shall constitute a new instruction

and may be charged as additional services.

4.5 Travel time, liaison time, reasonable expenses and other disbursements shall be charged as outlined in

our proposal or, where not specified, at cost.Stellar&Co- Residential Terms of Business June 2026

4.6 Where we procure goods or services on your behalf, you acknowledge that our charges may include

purchasing or procurement fees, supplier mark-ups, transport and delivery costs, installation

coordination, storage and handling costs, administration charges, and any other costs reasonably

incurred in sourcing and coordinating such goods or services.

4.7 Payment for goods and services procured on your behalf must be made in full before orders are placed.

Payment constitutes authority to proceed and acceptance of our proposal and these Terms.

4.8 Where you request work or services that fall outside the agreed scope, including additional meetings,

site visits, liaison, revisions, coordination, procurement assistance or administrative tasks not included

in the original proposal, such work shall be treated as additional services. Unless otherwise agreed in

writing, additional services shall be charged at our standard hourly rate of £95 per hour plus VAT,

together with any associated disbursements. We will use reasonable endeavours to notify you where

work is likely to fall outside scope; however, instructions given by you and acted upon by us shall

constitute acceptance of such additional charges.

4.9 Invoices must be paid within five calendar days of the invoice date or by the date specified on the

invoice. Late payments may attract interest at 3% above the Bank of England base rate and may result

in the suspension of services.

4.10 Where invoices include purchases not in GBP , we will apply the current published bank exchange rate

and include any associated transaction charges.

Section 4A. Cancellation Fees And Schedule

4A.1 Where you cancel or withdraw from this Agreement after work has commenced, the following

cancellation terms apply:

-

-

-

-

Cancellation before any design work has commenced: deposit is refundable less any reasonable

administrative costs incurred;

Cancellation after design work has commenced but before procurement: deposit is

non-refundable; any additional work carried out beyond the deposit stage is chargeable at our

standard hourly rate;

Cancellation after procurement has commenced: all fees to date are payable in full, together with

any non-recoverable supplier costs, cancellation charges, restocking fees and other third-party

costs incurred on your behalf;

Cancellation after project completion or substantial completion: full fees are payable in all

circumstances.

4A.2 Our design fees are earned as work is carried out and are not conditional upon project completion. Fees

paid for completed stages are non-refundable.

4A.3 We will provide you with a written account of fees and costs incurred at the point of cancellation. Any

amounts outstanding beyond the deposit shall be invoiced and are payable within five calendar days.

Section 4B. Your Right To Cancel - ConsumersStellar&Co- Residential Terms of Business June 2026

4B.1 As a residential consumer client, you have the right under the Consumer Contracts (Information,

Cancellation and Additional Charges) Regulations 2013 to cancel this Agreement within 14 days of the

date on which it is entered into (the "cooling-off period"), without giving any reason.

4B.2 To exercise this right, you must notify us in writing within 14 days by email to contact

@stellareditions.co.uk and Liz@stellareditions.co.uk. We will acknowledge your cancellation promptly.

4B.3 If you request that we begin providing services during the cooling-off period and you subsequently

cancel within that period, you acknowledge that you will be liable to pay for the services provided up to

the point of cancellation, calculated on a pro-rata basis having regard to the full scope of services

agreed.

4B.4 Where goods have been ordered on your behalf during the cooling-off period at your express request,

those orders may not be cancellable and supplier cancellation terms will apply. You will remain liable

for any non-recoverable costs incurred.

4B.5 After the 14-day cooling-off period has expired, cancellation is subject to the terms set out in clause 4A

above.

Section 5. Procurement Of Goods And Implementation

5.1 Where we procure goods, furnishings, materials or services on your behalf, full payment of the invoiced

amount is required before any orders are placed. Payment constitutes authority for us to proceed with

procurement.

5.2 You acknowledge that many items specified for your project are bespoke, customised, made-to-order

or sourced from specialist suppliers. Once goods have been commissioned, ordered or placed with a

supplier, they may not be cancelled, returned or exchanged unless the supplier expressly agrees to do

so under their own terms and conditions.

5.3 Returns, cancellations or exchanges are only possible where the supplier accepts the return. Supplier

return periods, acceptance criteria, restocking charges and refusal of returns are entirely outside our

control. Our design and procurement fees remain payable in full in all circumstances.

5.4 Where a return is accepted by a supplier, you shall remain fully responsible for all associated costs,

including restocking fees, cancellation charges, return transport, handling, packaging, administration

time and any loss in value. Our design fees and procurement charges remain payable in full in all

circumstances.

5.5 Goods supplied may vary slightly from samples, visuals or digital representations due to natural material

variation, manufacturing processes, lighting conditions, screen calibration or supplier tolerances. Such

variations do not constitute defects or grounds for cancellation.

5.6 We shall not be liable for supplier delays, manufacturing defects, discontinued items, lead time changes

or shortages beyond our reasonable control. Where reasonably necessary, we reserve the right to

substitute items of similar quality and aesthetic intent.

5.7 Responsibility for goods transfers to you upon delivery to site, storage facility or installation, whichever

occurs first. You are responsible for ensuring that adequate insurance is in place to cover loss, theft or

damage thereafter.

5.8 Where goods are delivered to, handled by or stored with a third-party storage provider, logistics

company or white-glove inspection service, such services are provided under a direct contractual

arrangement between you and the relevant provider, regardless of whether we have assisted with

introductions, coordination or administration.Stellar&Co- Residential Terms of Business June 2026

5.9 Any storage, inspection, handling, inventory management, consolidation or delivery services provided

by a third party are outside our care, custody and control. We do not accept responsibility or liability

for loss, damage, delay, discrepancies or defects arising while goods are in third-party storage or

handling.

5.10 Any fees charged by third-party storage or white-glove providers are payable directly by you. Our

involvement in coordinating or facilitating such services does not transfer liability to us.

5.11 You acknowledge that any claims in relation to goods held by third-party storage providers must be

pursued directly with the relevant provider in accordance with their terms and conditions.

5.12 Where we propose, specify, schedule, sample, source, introduce or otherwise identify any goods,

materials, fixtures, fittings, furniture, finishes, equipment or products ("Specified Products") as part of

the Design Services, such Specified Products form part of our professional services and commercial

offering. If you, your contractor, or any third party subsequently purchase, supply, substitute or install

any Specified Products, or products identical or substantially similar to those specified by us, whether

directly or indirectly and whether or not we are instructed to place the order, we shall be entitled to

charge a procurement and handling fee in accordance with our proposal or, where no rate has been

agreed, at a reasonable market rate of no less than 20% of the RRP . This entitlement applies

irrespective of the procurement route used, is not avoidable by purchasing through alternative

suppliers, and shall survive suspension, termination or completion of our services.

Section 6. Samples , Finishes And Measurements

6.1 Samples, swatches and finishes are indicative only. Natural materials, including wood, stone, fabric and

leather, inherently vary in colour, grain, texture and pattern.

6.2 Digital representations may differ from physical products due to screen calibration, lighting conditions

and production methods.

6.3 All dimensions provided are approximate and subject to reasonable industry tolerances. Contractors

must verify all measurements on site prior to manufacture or installation.

6.4 Variations within industry-accepted tolerances shall not constitute a defect or breach of contract.

Section 7. Client Responsibilities

7.1 You agree to maintain appropriate insurance for the property, its contents, the works and all third-party

contractors engaged on the project.

7.2 You accept responsibility for all goods once delivered to site or installed, including their protection from

damage, theft or interference by other trades.

7.3 You agree to provide timely decisions, approvals and instructions as required for the proper

performance of our services. We are not liable for delays, additional costs or consequences arising from

late or withheld decisions.

7.4 You are responsible for obtaining all planning permissions, building control approvals and statutory

consents required for the project.

7.5 You shall ensure that we and all appointed contractors have safe, lawful and reasonable access to the

site.

7.6 Unless otherwise agreed in writing, you are responsible for waste, refuse and packaging disposal arising

from the works.Stellar&Co- Residential Terms of Business June 2026

Section 8. Third Party Contractors and Suppliers

8.1 All contractors, trades, consultants and suppliers are engaged directly by you unless expressly agreed

otherwise in writing.

8.2 Any liaison or coordination we provide in relation to third parties is limited to design coordination only

and does not constitute construction supervision, technical sign-off, workmanship approval or

compliance certification.

8.3 We accept no responsibility for the acts, omissions or defaults of third parties, including workmanship

quality, regulatory compliance, delays, cost overruns or defects.

8.4 All warranties, guarantees and remedies in respect of third-party goods and services are solely between

you and the relevant supplier or contractor.

8.5 Where we introduce you to contractors or other service providers, we may receive an introduction fee,

commission or other payment from those parties, the amount of which will be dependent on the size

or value of the project. The introduction fee is paid by the contractor or supplier, not by you. Our role in

making introductions is strictly limited to connecting you with third-party contractors or service

providers. We do not supervise, manage or guarantee any aspect of their work, including quality,

timeliness, compliance or suitability for your project. All contractual and legal responsibility for services

provided by third-party contractors rests solely with you and the contractor or service provider.

Section 9. Health And Safety , CDM Regulations and Working Hours

9.1 We are not the Principal Designer, Principal Contractor, employer or site manager for the purposes of

the Construction (Design and Management) Regulations 2015 or for any other health and safety

obligations.

9.2 Third-Party Workers and Contractors. Any contractors, tradespersons or workers that we introduce,

recommend or request to attend the site are engaged by you or their own employer. We do not

supervise, manage, control or direct their work. Responsibility for health, safety, site management,

regulatory compliance and insurance rests solely with you, your appointed contractors and the

employer of any worker attending the site.

9.3 Workers Facilitated by Us. In some cases, we may facilitate payment to a third-party contractor or

tradesperson for services approved by you. Payment facilitated by us does not create any employment,

supervisory or managerial relationship with that worker. The contractor remains fully responsible for

their own health, safety, insurance, compliance and work quality. All legal and regulatory obligations

remain with the contractor and/or yourself as the site owner.

9.4 Client Indemnity for Third-Party Workers. You agree to indemnify and hold us harmless from any

claims, losses, liabilities, damages, costs or expenses (including legal and professional fees) arising

from: (a) any accident, injury, illness or loss sustained by any third-party worker, contractor or

tradesperson attending or performing work at the site, whether introduced, recommended or

facilitated by us; (b) any acts, omissions or defaults of such third-party workers; and (c) any breach of

health and safety, statutory or regulatory obligations by you or your appointed contractors. This

indemnity applies even where we facilitate payment to a worker. It does not cover claims arising

directly from our proven negligence or wilful misconduct.Stellar&Co- Residential Terms of Business June 2026

9.5 Site Insurance and Compliance. You agree to maintain adequate insurance covering the property, its

contents, the works and any third-party contractors or workers attending the site. We strongly

recommend verifying that all contractors hold appropriate public liability and employer's liability

insurance.

9.6 Working Hours. Our standard working hours are Monday to Friday, 9:00am to 4:00pm, excluding bank

and public holidays. Requests for communication or attendance outside these hours are at our

discretion and may be subject to additional charges.

Section 10. Intellectual Property Rights

10.1 All intellectual property rights, including copyright, in all designs, drawings, specifications, visuals,

concepts, schedules and related materials produced by us remain our property unless otherwise

agreed in writing.

10.2 Upon full payment of all fees due, you are granted a limited, non-exclusive, non-transferable licence to

use the designs and related materials solely for the specific project and site for which they were

created. Any materials provided prior to full appointment are for review purposes only and may not be

relied upon for construction, pricing, procurement or manufacture.

10.3 You shall not reproduce, adapt, reuse, sell, share or apply the designs or materials to any other project

or site without our prior written consent. You shall not copy, issue to third parties or use the materials

to obtain alternative quotations or to carry out the works without our prior written consent.

10.4 Any unauthorised use of the designs or materials shall entitle us to invoice the full design fee applicable

to the relevant stage or scope of works, regardless of whether we are subsequently appointed to

complete the project, without prejudice to any other rights or remedies.

Section 11. Marketing , Photography And Confidentiality

11.1 You grant us the right to photograph and record the completed works and to use such images and

recordings for portfolio, marketing and promotional purposes across all media, unless expressly agreed

otherwise in writing prior to commencement.

11.2 We will take reasonable steps to avoid identifying personal or sensitive information in any published

material.

11.3 Any marketing or publication ( through all digital and printed medium) by third parties including the

main contractor that references our work requires our prior written consent.

Section 12. Your Statutory Rights As A Consumer

12.1 As a residential consumer client, you have statutory rights under the Consumer Rights Act 2015. Under

that Act, services must be performed with reasonable care and skill, within a reasonable time (where

no time is fixed), and at a reasonable price (where no price is fixed). Nothing in these Terms limits or

excludes those statutory rights.

12.2 If we fail to perform services with reasonable care and skill, you may be entitled to require us to repeat

the relevant services or, where that is not possible, to a price reduction.Stellar&Co- Residential Terms of Business June 2026

12.3 These Terms are intended to be consistent with your statutory rights. To the extent that any provision

of these Terms is inconsistent with your rights under the Consumer Rights Act 2015, your statutory

rights shall prevail.

Section 13. Limitation Of Liability

13.1 Nothing in this Agreement limits or excludes liability for: (a) death or personal injury caused by our

negligence; (b) fraud or fraudulent misrepresentation; or (c) any liability which cannot be excluded or

limited by law, including under the Consumer Rights Act 2015.

13.2 Subject to clause 13.1, our total aggregate liability in respect of any one claim or series of related claims

arising out of or in connection with this Agreement, whether in contract, tort (including negligence),

breach of statutory duty or otherwise, shall be strictly limited to the lower of: (a) the total fees actually

paid by you to us under this Agreement at the date the claim arises; or (b) the level of cover maintained

under our professional indemnity insurance policy at the time of the relevant act or omission giving rise

to the claim. For the avoidance of doubt, our liability shall not be aggregated across multiple invoices,

stages, services or claims beyond this cap.

13.3 We shall not be liable for any indirect, consequential or special loss or damage, including but not limited

to loss of profit, loss of business, loss of opportunity, loss of enjoyment, loss of use, alternative

accommodation costs, delay costs, disruption costs, distress or inconvenience, or any third-party

claims, whether foreseeable or otherwise.

13.4 Any claim must be notified to us in writing as soon as reasonably practicable and in any event within

twelve (12) months of the date on which you became aware, or ought reasonably to have become

aware, of the circumstances giving rise to the claim, save where a longer period is required by law.

Section 14. Client Indemnity

You shall indemnify and hold us harmless from and against all claims, losses, liabilities, damages, costs and

expenses (including reasonable legal and professional fees) arising out of or in connection with: (a) any inaccurate,

incomplete or misleading information, instructions or approvals provided by you; (b) instructions given by you

contrary to our advice or without our approval; (c) the acts, omissions, defaults or negligence of any third-party

contractors, consultants, suppliers or service providers appointed by you; (d) any unauthorised use, reuse,

reproduction or reliance upon our designs, drawings, specifications or materials; and (e) any site conditions,

incidents, delays, defects or losses not caused by our direct negligence.

This indemnity shall apply to the fullest extent permitted by law but shall not apply to the extent that any claim,

loss or liability arises directly from our proven negligence or wilful misconduct. Nothing in this clause shall increase

or extend our liability beyond the limitations set out in clause 13.

Section 15. Force Majeure

We shall not be liable for delays or failures in performance caused by events beyond our reasonable control,

including but not limited to supplier delays, material shortages, transport disruption, strikes, government action,Stellar&Co- Residential Terms of Business June 2026

pandemic or other force majeure events. We will notify you as soon as reasonably practicable of any such event

and its likely duration.

Section 16. Suspension And Termination

16.1 We may suspend or terminate our services immediately in the event of non-payment or material breach

of this Agreement.

16.2 Upon suspension or termination, all fees and costs incurred up to the date of termination shall become

immediately payable, including any non-recoverable third-party costs committed on your behalf.

16.3 Clauses 10 (Intellectual Property), 13 (Limitation of Liability), 14 (Client Indemnity) and 18 (Governing

Law) shall survive termination of this Agreement.

Section 17. Data Protection and Privacy

17.1 Stellar Interiors Ltd is the data controller for personal data processed in connection with this

Agreement. We process your personal data in accordance with UK GDPR and the Data Protection Act

2018.

17.2 We will use your personal data to provide our services, manage our relationship with you, process

payments and comply with our legal obligations. We will not sell your data or share it with third parties

for their own marketing purposes.

17.3 Our full Privacy Policy, which sets out in detail how we collect, use, store and protect your personal data

and your rights under UK GDPR, is available at stellarandco.co.uk. By entering into this Agreement, you

confirm you have read and understood our Privacy Policy.

17.4 You have the right to access, correct, erase, restrict or object to the processing of your personal data.

To exercise these rights, please contact us at contact@stellareditions.co.uk.

Section 18. Complaints And Dispute Resolution

18.1 If you have a complaint about our services, please contact us in the first instance at

contact@stellareditions.co.uk. We will acknowledge your complaint within 5 working days and aim to

resolve it within 28 days.

18.2 If we are unable to resolve your complaint to your satisfaction, you may refer it to an Alternative

Dispute Resolution (ADR) scheme. We are required under the Alternative Dispute Resolution for

Consumer Disputes (Competent Authorities and Information) Regulations 2015 to inform you of this

option. We will advise you of the relevant ADR provider at the time of any unresolved dispute.

18.3 Nothing in this clause prevents either party from seeking urgent injunctive or other equitable relief

through the courts.

Section 19. Governing Law and Jurisdiction

This Agreement shall be governed by and construed in accordance with the laws of England and Wales. The courts

of England and Wales shall have jurisdiction to settle any dispute or claim arising out of or in connection with thisStellar&Co- Residential Terms of Business June 2026

Agreement, provided that nothing in this clause prevents you as a consumer from bringing proceedings in the

courts of the country in which you are resident if the law of that country grants you the right to do so.

Section 20. Acceptance

By making a payment to us or by signing below, you confirm that you have read, understood and agree to these

Terms of Business.

CLIENT SIGNATURE AND DETAILS

Signature:

Full name:

Address:

Date:

For and on behalf of:

Stellar Interiors Ltd

Trading as Stellar & Co and Stellar Editions

Company No: 07527362 | VAT No: 362823200

Email: contact@stellareditions.co.uk | Website: stellarandco.co.uk

Signature :

Full Name :

Date :

These Terms are to be read alongside our Privacy Policy, available at stellarandco.co.uk.